:root{--a:#57534e;--ad:#47443f;--ink:#0f172a;--mut:#475569;--bg:#f8fafc;--line:#e2e8f0;--r:14px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff}
a{color:var(--a)}img{max-width:100%}
.w{max-width:1140px;margin:0 auto;padding:0 20px}
header.top{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
header.top .w{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
.brand{font-weight:800;font-size:1.2rem;color:var(--ink);text-decoration:none;letter-spacing:-.01em}
.brand span{color:var(--a)}
nav.main a{color:var(--ink);text-decoration:none;margin-left:20px;font-weight:500;font-size:.95rem}
nav.main a.btn{color:#fff}
.btn{display:inline-block;background:var(--a);color:#fff;padding:12px 22px;border-radius:10px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:1rem}
.btn:hover{background:var(--ad)}
.hero{background:linear-gradient(135deg,var(--bg),#fff);border-bottom:1px solid var(--line)}
.hero .w{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;padding-top:56px;padding-bottom:56px;align-items:start}
.crumbs{font-size:.85rem;color:var(--mut);margin-bottom:12px}.crumbs a{color:var(--mut)}
h1{font-size:2.6rem;line-height:1.12;margin:0 0 16px;letter-spacing:-.02em}
h2{font-size:1.75rem;line-height:1.2;margin:0 0 16px;letter-spacing:-.01em}
h3{font-size:1.15rem;margin:0 0 8px}
.lead{font-size:1.15rem;color:var(--mut);margin:0 0 22px}
.ticks{list-style:none;padding:0;margin:0 0 8px}.ticks li{padding-left:28px;position:relative;margin:8px 0;font-weight:500}
.ticks li:before{content:"";position:absolute;left:0;top:6px;width:16px;height:16px;border-radius:50%;background:var(--a);-webkit-mask:radial-gradient(circle,#000 0,#000 100%)}
.ticks li:after{content:"";position:absolute;left:5px;top:9px;width:5px;height:8px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:0 10px 30px -18px rgba(15,23,42,.35)}
form .row{margin-bottom:12px}
form label{display:block;font-weight:600;font-size:.9rem;margin-bottom:4px}
form input,form select,form textarea{width:100%;padding:11px 12px;border:1px solid #cbd5e1;border-radius:9px;font:inherit;background:#fff}
form textarea{min-height:96px;resize:vertical}
form .two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
form .btn{width:100%;margin-top:4px}
.small{font-size:.82rem;color:var(--mut)}
.hp{position:absolute;left:-9999px}
section{padding:56px 0}section.alt{background:var(--bg);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.box p{margin:0;color:var(--mut)}
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px}
.steps li:before{content:counter(s);display:inline-flex;width:30px;height:30px;border-radius:50%;background:var(--a);color:#fff;font-weight:700;align-items:center;justify-content:center;margin-bottom:10px}
.steps p{margin:0;color:var(--mut);font-size:.95rem}
.facts{border-left:4px solid var(--a);background:var(--bg);padding:18px 22px;border-radius:0 var(--r) var(--r) 0;margin:0 0 24px}
.facts dl{display:grid;grid-template-columns:max-content 1fr;gap:6px 18px;margin:0}
.facts dt{font-weight:700}.facts dd{margin:0;color:var(--mut)}
.answer{font-size:1.1rem;background:var(--bg);border:1px solid var(--line);border-radius:var(--r);padding:18px 22px}
details{border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-bottom:10px;background:#fff}
summary{font-weight:700;cursor:pointer}details p{margin:10px 0 0;color:var(--mut)}
.links{columns:4;column-gap:24px;padding:0;list-style:none;margin:0}.links li{break-inside:avoid;margin:4px 0}
.links a{text-decoration:none}.links a:hover{text-decoration:underline}
.chips{display:flex;flex-wrap:wrap;gap:8px;padding:0;list-style:none}
.chips a{display:inline-block;padding:6px 12px;border:1px solid var(--line);border-radius:999px;text-decoration:none;color:var(--ink);background:#fff;font-size:.92rem}
.chips a:hover{border-color:var(--a);color:var(--a)}
table{border-collapse:collapse;width:100%;margin:8px 0 16px;background:#fff}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left}th{background:var(--bg)}
article.prose{max-width:780px}article.prose p,article.prose li{color:#1e293b}
.cta{background:var(--ink);color:#fff;border-radius:var(--r);padding:36px;display:flex;gap:24px;align-items:center;justify-content:space-between}
.cta h2{color:#fff;margin:0 0 6px}.cta p{margin:0;color:#cbd5e1}
footer{background:#0b1220;color:#94a3b8;padding:48px 0 28px;font-size:.92rem}
footer a{color:#cbd5e1;text-decoration:none}footer a:hover{color:#fff}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
footer h4{color:#fff;margin:0 0 10px;font-size:1rem}footer ul{list-style:none;padding:0;margin:0}footer li{margin:5px 0}
.updated{font-size:.85rem;color:var(--mut);margin-top:24px}
@media(max-width:900px){.hero .w{grid-template-columns:1fr;gap:28px;padding-top:32px}h1{font-size:2rem}.grid,.steps{grid-template-columns:1fr 1fr}.grid2{grid-template-columns:1fr}.links{columns:2}footer .cols{grid-template-columns:1fr 1fr}nav.main a:not(.btn){display:none}.cta{flex-direction:column;align-items:flex-start}}
@media(max-width:560px){.grid,.steps{grid-template-columns:1fr}form .two{grid-template-columns:1fr}.links{columns:1}}
.chips.plain span{display:inline-block;padding:6px 12px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:.92rem}ul.svc{padding-left:20px}ul.svc li{margin:8px 0}.fig{margin:20px 0}.fig img{width:100%;height:auto;border-radius:14px;border:1px solid var(--line);display:block}.card-img img{width:100%;height:auto;border-radius:10px;margin-bottom:12px;display:block}.tag{display:inline-block;background:var(--bg);border:1px solid var(--line);border-radius:999px;padding:3px 10px;font-size:.82rem;margin:0 6px 6px 0}